Death is a touchy subject for many people, and one that many of us don’t like to think about. Our own mortality is a hard reality to grasp, but especially as we get older, it is important to start thinking about our final wishes. Planning ahead of time is a healthy and mature thing to do and it will help immensely to ease the minds of your loved ones while they are grieving your loss.
Here are three tips to help you plan for when you leave this earth.
Get Life Insurance
Life insurance policies are quite common, and with good reason. They are very affordable, and totally worth it. You just pay a small monthly fee, and then when you pass away your loved ones get a large lump sum. There are all types of different plans so you can choose whichever fits your lifestyle, and you can select whomever you want as the beneficiary such as your spouse, children, or parents. It is a great idea to look into life insurance policies, even if you are young. It’s never too early to start making smart decisions for the future.
Plan And Pre-Pay For Your Funeral
Funeral services are often planned and paid for by the grieving family members left behind, and they can be quite expensive depending on the deceased person’s wishes. These costs coupled with the stress of planning is a lot for someone to deal with on top of losing a loved one. Luckily, you can not only plan your own funeral but also pay for it so that the responsibility never has to fall on anyone you love after you’re gone.
Have A Will
This one may seem obvious, but is a mistake many people unfortunately make. Not having a will is only going to make your death much messier for those left behind. When you write up your will make sure you have an executor and have it notarized so that it is completely legal and legit. You can basically put whatever you want in it. I recommend talking to a lawyer if you have any questions, but there are also a lot of helpful information and tips online. Don’t wait until you are sick or elderly – make a will today.
Thinking about dying might make you a bit uneasy, but starting to plan for it will help your mental health now by giving you a great sense of peacefulness— thus improving your quality of life for the amount of years you have left. The loved ones you leave behind will always remember and appreciate the final favors you did for them. Just follow the three tips above and you’ll already be feeling better about it.